Life Insurance Works
  • Home
  • About
  • Life Insurance
  • Health Insurance
  • Medicare
  • Blog
  • More
    • Home
    • About
    • Life Insurance
    • Health Insurance
    • Medicare
    • Blog
Life Insurance Works
  • Home
  • About
  • Life Insurance
  • Health Insurance
  • Medicare
  • Blog
Insurance concept with umbrella on notepad, a plant and laptop.

Life Insurance That Works for You

Tailored Protection. Real Results. Trusted Guidance.

At Life Insurance Works LLC, we believe your life insurance policy should be as unique as your life. Whether you’re focused on:


  • Providing for your family,
     
  • Safeguarding your business, or
     
  • Building a reliable retirement strategy,
    we’re here to help you get it right—without confusion, pressure, or cookie-cutter solutions.
     

We take the time to understand your goals and match you with plans that actually fit your needs—not someone else’s. It’s about designing coverage that works for your world and adapts as your life changes.


Clear, Honest, Personalized Support


We don’t just give you options—we help you understand them.
Here’s what you can expect from us:


  • Straightforward guidance with zero jargon
     
  • Side-by-side comparisons so you can weigh your options
     
  • Answers to your real questions, not a sales pitch
     

We believe long-term relationships are built on trust and transparency. That’s why we explain every detail—so you always know what you’re getting and why it makes sense for you.


Want More Than Just a Death Benefit?


Life insurance doesn’t have to be just for emergencies. With Indexed Universal Life (IUL), you can:


  • Protect your family for life
     
  • Grow tax-deferred cash value
     
  • Access funds later—for retirement, emergencies, or opportunities
     

It’s protection plus possibility—a flexible tool for building your future, not just guarding against the unexpected.


👉 Watch our quick video: What is an IUL?
It’s only a few minutes—and it might change how you think about life insurance forever.


Ready to talk?


Whether you're exploring options or ready to build your plan, we’re here to help. Call, email, or book a free consultation with us today.


Because your life deserves insurance that works.

What Is Indexed Universal Life?

 Discover how Indexed Universal Life (IUL) provides long-term protection with the flexibility to support your future goals. 

Watch Video

COMPANIES WE PROUDLY REPRESENT

Trusted Carriers

Wellabe insurance company logo in yellow text
American-Amicable Group of Companies logo with an illustrated building
SBLI logo with white text on a blue background
Midland National Life Insurance Company logo. A trusted provider of life insurance and annuities
Liberty Bankers Life logo with an American flag
Corebridge Financial logo with white text on a purple background
GTL Guarantee Trust Life logo with large blue lettering
North American Company  logo – offering reliable life insurance and annuities
Aetna logo with pink lettering and a heart symbol
  • North American Company  logo – offering reliable life insurance and annuities
  • Aetna logo with pink lettering and a heart symbol
  • Wellabe insurance company logo in yellow text
  • American-Amicable Group of Companies logo with an illustrated building
  • SBLI logo with white text on a blue background
  • Midland National Life Insurance Company logo. A trusted provider of life insurance and annuities
  • Liberty Bankers Life logo with an American flag
  • Corebridge Financial logo with white text on a purple background
  • GTL Guarantee Trust Life logo with large blue lettering
  • North American Company  logo – offering reliable life insurance and annuities
  • Aetna logo with pink lettering and a heart symbol
  • Wellabe insurance company logo in yellow text
  • American-Amicable Group of Companies logo with an illustrated building

we're social

let's talk

Book a Consult

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Let’s Talk About Your Coverage

Ready to begin or just exploring your options? We're here for you. Call, email, or schedule a free consultation.

Life Insurance Works LLC

2726 1st Lane, Vero Beach, FL, USA

480-980-0460 mattcarmel.agent@gmail.com

Hours

Open today

09:00 am – 05:00 pm

Copyright © 2025 Life Insurance Works LLC - All Rights Reserved.

  • Home
  • About
  • Life Insurance
  • Health Insurance
  • Medicare
  • Blog

Powered by