Who We Are

At Life Insurance Works LLC, we provide personalized Florida life insurance and Medicare strategies tailored to your financial goals and health needs. Whether you're in Vero Beach or anywhere across the state, we help individuals, families, and small business owners protect what matters most—your loved ones, your legacy, and your peace of mind.

Our services go beyond basic coverage. We work closely with you to explore solutions that can grow with you—helping you safeguard your future, create lasting value, and take advantage of opportunities to minimize taxes. From flexible life insurance options to Medicare guidance, everything we offer is rooted in real-life practicality.

We believe great service starts with clarity and trust. That’s why we take the time to explain your options in a way that’s easy to understand and always aligned with your goals. Whether you’re protecting your family, managing health expenses, or planning for retirement, we’re here to walk beside you every step of the way.

I began my career in life insurance back in 1991, and over the past three decades, I’ve built lasting relationships with clients across Florida by staying focused on what really matters—honest advice, personalized service, and long-term results.

What started as a local operation has grown into a trusted resource for families, individuals, and small business owners looking for guidance they can count on. Through changing markets and evolving client needs, one thing has stayed the same: my commitment to helping people make smart decisions that protect what they’ve worked hard for.

Over the years, I’ve worked with people in all stages of life—young families starting out, retirees protecting their legacy, business owners planning for continuity, and individuals navigating Medicare for the first time. Each situation is unique, and I take pride in offering solutions that fit real lives—not formulas or sales quotas.

My approach is simple: listen first, explain clearly, and always put your interests first. Whether it’s designing a life insurance strategy, walking someone through Medicare options, or helping a business owner secure key-person coverage, my focus is on long-term value and peace of mind.

At Life Insurance Works, this isn’t just a profession—it’s personal. I’m proud to still be working directly with clients after all these years, and I look forward to helping you build a stronger financial future, one conversation at a time.